Home Loan

🏦 Interest from 8.50% p.a.

Your dream home deserves the best financial backing. STPL Finance connects you with over 20 top housing finance companies and banks to get you the most competitive rates and highest eligibility.

  • Loan amount from ₹10 Lakhs up to ₹10 Crores
  • Tenure up to 30 years for maximum affordability
  • Ready-to-move, under-construction, and resale properties
  • Balance transfer with top-up loan facility
  • Doorstep document pickup service
  • Same-day in-principle approval
Apply for Home Loan ›
🏠
Home Loan
8.5%
Min Rate
30yr
Max Tenure
₹10Cr
Max Amount

Business Loan

📈 Interest from 10.99% p.a.

Fuel your business ambitions with our unsecured and secured business loan products. Whether it's working capital, machinery purchase, or expansion — we have the right solution.

  • Unsecured loans up to ₹5 Crores — no collateral
  • Approval in 48–72 hours for eligible businesses
  • Overdraft and term loan options available
  • Loans for Proprietorship, Partnership, LLP & Pvt Ltd
  • Minimum 2 years of business vintage required
  • Part-prepayment allowed without penalty
Apply for Business Loan ›
💼
Business Loan
₹5Cr
Max Unsecured
72hr
Disbursement
0%
Collateral

Personal Loan

💳 Interest from 10.50% p.a.

Life doesn't wait — and neither should your finances. Get instant personal loans for any purpose with minimal documentation and same-day disbursement for pre-approved customers.

  • Loans from ₹50,000 up to ₹50 Lakhs
  • No collateral or guarantor required
  • Flexible tenure from 12 to 60 months
  • Salaried and self-employed both eligible
  • Instant approval for pre-approved customers
  • Use for any purpose — no restrictions
Apply for Personal Loan ›
👤
Personal Loan
₹50L
Max Amount
1Day
Disbursement
5yr
Max Tenure

Vehicle Loan

🚗 Interest from 7.75% p.a.

Drive your dream vehicle without breaking your savings. We finance new and used cars, two-wheelers, and commercial vehicles with up to 100% on-road price financing.

  • New car, used car, two-wheeler, and commercial vehicles
  • Up to 100% on-road price financing available
  • Tenure up to 7 years for cars
  • Minimal down payment options
  • Competitive rates from top NBFCs & banks
  • Quick RC transfer and hypothecation assistance
Apply for Vehicle Loan ›
🚗
Vehicle Loan
100%
On-Road Finance
7yr
Max Tenure
7.75%
Min Rate

Education Loan

🎓 Interest from 8.0% p.a.

Education is the greatest investment. We help students secure education loans for India and abroad, covering tuition, accommodation, books, and all related expenses.

  • Loans for India and overseas education
  • Coverage for IITs, IIMs, NITs & top universities abroad
  • Up to ₹1.5 Crores for foreign education
  • Moratorium period during course + 12 months
  • No collateral up to ₹7.5 Lakhs
  • Tax benefit under Section 80E
Apply for Education Loan ›
🎓
Education Loan
₹1.5Cr
Foreign Studies
80E
Tax Benefit
8%
Min Rate

General Eligibility
Criteria

🎂
Age
21 to 65 years at loan maturity for most products
💰
Income
Min ₹20,000/month for salaried; ₹3L annual ITR for self-employed
📊
CIBIL Score
700+ for best rates. We also assist in score improvement
🏢
Employment
Salaried (min 1 year) or self-employed (min 2 years)
📋
Documents
PAN, Aadhaar, Income proof, Bank statements (6 months)
🌍
Residence
Indian citizen or NRI (for select products) with valid address proof

Not Sure Which Loan?
Let Us Guide You

Our financial advisors will analyse your needs and recommend the best product for your profile — completely free of cost.

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